I don’t think this is talked about enough, only from what I’ve seen on reddit.

See I am a go between of being very good with money to being of fuck it. I buy it anyway. Welcome to Klarna / PayPal credit ( thats one not too bad ) Laybuy/Clearbuy.

The things I buy more of are clothes. Fyi I save for tattoos. Some people drink, some people do drugs others do smoking.

I do tattoos and the clothes. I have got better with money. I got rid of my tele 3 years ago. Decided to redecorate my living room over 1/2nd lockdown went minimalist. Also my worse spending is klarna. And I have decided when I pay both bills at end of month I am deleting it.

I have to say no. And put my foot down and have ago at me. Also i am not one for high tech new phones etc. Having the same phone for 3 years on a sim only contract at £16 a month. And a 2nd hand Samsung s9 , phone does me fine. I want another second hand one but I just can’t afford it outright. If it comes to ma phone dying than yeah. I will have to. Same with my Dr dre beats I brought them brand new 3 years ago. You can get them for £150 now they cost me £399 when they first came out..but I was working as a model/ extra than. Also with my laptop thats five years old. Still going.

I have even made a choice as much as I love my hairdresser. Its too expensive. I understand since lockdowns x3 they have to up prices but I am not paying £45 every 8 weeks. I found a mobile barber for £25 i am hoping i can get him every 8 weeks. But yeah I do have an impulsiveness to just buy for buying. Last night I brought a hybrid kilt and got it on PayPal like a dickhead. Its cheap from Pakistan. And I only pay like £10 month so its not too bad.

If I could get rid of klarna sooner I would but I can’t till both bills are paid at end of month.

Everything is cashless at the moment and not everyone takes money. And me having a debit card of £750 of overdraft. No I have never spent it. I think of the worse thing possible like not having a roof over me head. And being homeless and my cats having to go to a shelter. So yes that Stops me and it helps belive it or not.

I am trying to get better with money. I mean the best thing I spent my money on was a deposit for a coach holiday to lake district on the 26th June. That be paid by 20th April. Can’t wait to be honest.

I know there are other ADHD folk who have got into debt so much due to the impulsive of spending. But like a horse I am reigning it in now.

Thanks for reading, and I be back for another blog soon.